There are two categories that fit to answer this question, from lenders agencyes near you or from internet web pages.
i know that the old school way of getting a loan is from a agency that is near you, the internet was more used by the young people. Today more and more loaners are coming to the internet with theyr problem. The reasons are many and one of the most important ones is the fact that you dont have to leave the comfort of your house to get them, you just type in the data they need and we tell you if your loan got approved or not. No papers, no fax, no nothing, just type in the data we need and we will take care of the rest.
In conclusion we must agree that applying on the internet if faster, cheaper, safer, more incognito (no one else knows you got one of this loans) am most important it is more comfortable .
use payday loans with caution!