This is an discussion started about 2 000 years ago and nobody find the exact answer because the best place for loans is different for every person. Some of you might answer why is this, this would be because of the different criteria used,  for example some banks might have a different  policy about interests offered for bad credit score. And some bank have other policy for example if you have kids they would have a bigger  interest rate because children might get sick and things like  this so that would mean more expences and the loaner would might have a problem with the receiveing the loan.\

Best place for payday loans or bad credit loans in my opinion is on the internet. As i already said you must look at the internet bar, the place where you type the site you want to enter, and there when you enter the page where you apply for payday loans you MUST see the https:// in stead of the http:// , for most of you this not be such an important thing but I can tell you from my experience that this is the most important thing. Why?  well lets start like this, if the interest differ from 100% to 500% the common loan is about 100$, so you will loose about 400$ more if you aren’t carefull about the interests, but if the site is not secured and your data goes to a hacker or a bad person they would use all the money from your account or they could apply for more payday loans and get you in bigger trouble.

Think and be careful where you apply for loans